Buying workers’ compensation for:

Utilities and Sanitation Services

Utilities and Sanitation Services

What to Know

  • Utilities & Sanitation Services is a high-risk industry; in addition to overextension hazards common in many industries, these jobs face greater potential for accidents. Furthermore, the injuries suffered are often more severe.
  • The nature of your business, number of employees being covered and past coverage and claims are all factors in how much your premium will cost.

Potential Hazards

  • Heavy equipment, dangerous tools, heights and working outdoors can all make for potentially hazardous working conditions.
  • Depending on the specific business, employees could suffer injuries resulting from a natural gas leak or explosion, nuclear radiation, electrocution, burns, or exposure to chemicals. Exposure to contaminated waste or water can result in illness.

Work Class Codes

Many businesses have several work class codes that describe what their employees do. It’s important to classify each group of employees accurately because it could alter your premium dramatically.

  • Natural gas & electrical power distribution
  • Water treatment plant
  • Waste collection
  • Air-conditioning supply

Other Tips

If your insured employs workers in multiple states or your insured’s employees are temporarily working out-of-state, they need to purchase insurance for all the states where their workers are located, according to each state’s laws. Call 1-800-476-2948 and let us walk you through it.

The nature of your insured’s business, number of employees being covered and past coverage and claims are all factors in how much their premium will cost.